Policy Partner

The consumer-paid insurance app

Stop overpaying for insurance — and be armed when it counts.

See what you're paying for — and what changed.

Snap any policy into a plain-English card. Keep your insurance ID cards on your phone. Get renewal and lapse reminders. Keep every claim organized in one place. Ask PIP a question and get an answer quoted from your own policy.

Open the free app

Free wallet · Flat fees, never commissions · We never sell your data

Why every day

The money is decided in the details nobody reads.

Insurance isn't an annual decision. It's a document that changes underneath you — and most people only find out what it actually says on the worst day of the year.

  • Renewals change quietly

    Deductibles, limits, and endorsements can move at renewal. Policy Partner puts this term next to last term and tells you, in plain English, what changed.

  • Coverage lapses without a sound

    An expired card or a failed payment can quietly end a policy. Reminders reach you before the date, not after it.

  • Overlap hides in plain sight

    Auto, home, credit card, employer benefits — protection can overlap, and it stays invisible until the policies finally sit side by side.

Effortless

Three steps. That's the whole product.

  • Snap it

    Photograph or upload any policy, from any carrier, on any line of coverage. It comes back as a card written in language you can actually read.

  • Cards ready

    Insurance ID cards on your phone, there when someone asks for them. Renewal and lapse reminders. Every claim organized in one place.

  • Ask PIP

    PIP is the Policy Partner assistant. It answers your questions by quoting your own policy — the actual language, and where it sits in the document. PIP never concludes coverage, never negotiates, and never sells policies.

This is not a rainy-day product.

1 in 17
drivers file a collision claim yearly III / HLDI
10–33%
of home-claim settlements go to public adjusters Industry contingency
$7.4B+
in life benefits repaid only after regulators forced death-record matching TX Comptroller / 60 Minutes

When a claim hits

A war room, not a hold queue.

A claim is a paperwork fight you never trained for, run on someone else's timeline. Policy Partner opens a war room for it.

Every document, photo, receipt, call log, and deadline lands in one place — organized against the language of your own policy, so what you agreed to and what you're being asked for are finally in the same room.

$29 per month, only while a claim is active. Never a percentage of your settlement.

Policy Partner does not adjust, negotiate, or settle claims, and does not provide legal advice. PIP quotes your policy; it does not conclude coverage.

Pricing

Flat fees. No commissions. Ever.

You pay us. Carriers never do — which is the only way our advice can be yours.

Free

$0 / forever

The wallet. Everything you need to know what you already own.

  • Snap any policy into a plain-English card
  • Insurance ID cards on your phone
  • Renewal and lapse reminders
  • Claims organized in one place
  • Ask PIP about your own policy
Open the free app

Plus

$9.99 / month

Everything in Free, plus a standing monthly account of your coverage.

  • The Monthly Watchdog Receipt
  • A plain-English statement of what you're paying for
  • What changed this month, across every policy in your wallet
  • Term-over-term comparison at renewal

Plus payments begin at launch of the Monthly Watchdog Receipt.

Claim open? The Claim War Room is $29 per month while the claim is active — never a percentage of your settlement.

Our commitments

The Oath

  1. We are paid by you — never by carriers, never by commissions, never by referral fees.
  2. We never sell your data. Your data is never shared.
  3. PIP quotes your policy. It never concludes coverage, never negotiates, and never sells policies.
  4. We will never promise you an outcome. We will show you what your policy says.